Mortgages

Steady monthly housing payments make it easier to set a budget and plan for the future.

Lower initial interest rates can save you hundreds or thousands of dollars in the first years of home ownership. 

The right mortgage for your new home might be way above average. That's no problem at Paducah Bank.

You're building from the ground up. Our affordable funding will cover you from the first shovelful of dirt to the final coat of paint.

What's it take to qualify for your first mortgage? Less savings and a lower credit score than you might think. We're ready to tell you all about our HomeReady loans. 

You love your current home and have no plans to move. But you would gladly trade your current loan for something better. Let's see what we can do.

Your service inspires us all. A grateful nation offers its thanks with a home loan program that features 100% financing and other financial advantages. 

You like the slower pace and extra space. If you want to live in a rural area, a USDA loan could be a breath of fresh air with low down payments and flexible credit guidelines.

This government-backed program has helped millions of homebuyers over the decades. With reduced down payments and other benefits, it just might be the best choice for you.