Savings Accounts

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Regular Savings*
Coin Club Account**
WOW! Whatever Savings†
Liquid CD††
Online Banking and Bill Pay Included Included Included Included
Paper Statements Included Included Not Included Included
eStatements Included Included Included Included
Mobile Banking Included Included Included Included
Earns Interest $300 and up $.01 and up $300 and up $300 and up
Number of Withdrawals 6 per quarter 6 per quarter 1 per quarter 4 per year
Excess Withdrawal Fee $2 after 6th $2 after 6th $7.50 after 1st $25 after 4th
Monthly Maintenance $7 quarterly waived with $300 balance $0 $0 $7 quarterly waived with $300 balance
Dormant Fee $5 quarterly if balance is below $300 and no activity for 365 days $5 quarterly if balance is below $300 and no activity for 365 days $5 quarterly if balance is below $300 and no activity for 365 days $5 quarterly if balance is below $300 and no activity for 365 days
Regular Savings*
Online Banking and Bill Pay
Included
Paper Statements
Included
eStatements
Included
Mobile Banking
Included
Earns Interest
$300 and up
Number of Withdrawals
6 per quarter
Excess Withdrawal Fee
$2 after 6th
Monthly Maintenance
$7 quarterly waived with $300 balance
Dormant Fee
$5 quarterly if balance is below $300 and no activity for 365 days
Coin Club Account**
Online Banking and Bill Pay
Included
Paper Statements
Included
eStatements
Included
Mobile Banking
Included
Earns Interest
$.01 and up
Number of Withdrawals
6 per quarter
Excess Withdrawal Fee
$2 after 6th
Monthly Maintenance
$0
Dormant Fee
$5 quarterly if balance is below $300 and no activity for 365 days
WOW! Whatever Savings†
Online Banking and Bill Pay
Included
Paper Statements
Not Included
eStatements
Included
Mobile Banking
Included
Earns Interest
$300 and up
Number of Withdrawals
1 per quarter
Excess Withdrawal Fee
$7.50 after 1st
Monthly Maintenance
$0
Dormant Fee
$5 quarterly if balance is below $300 and no activity for 365 days
Liquid CD††
Online Banking and Bill Pay
Included
Paper Statements
Included
eStatements
Included
Mobile Banking
Included
Earns Interest
$300 and up
Number of Withdrawals
4 per year
Excess Withdrawal Fee
$25 after 4th
Monthly Maintenance
$7 quarterly waived with $300 balance
Dormant Fee
$5 quarterly if balance is below $300 and no activity for 365 days

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Disclosures
* Regular Savings requires $50 minimum to open
** At age 18, Coin Club converts to Regular Savings
† Wow Whatever requires auto transfer from checking or savings — minimum $10 transfer weekly or bi-weekly or $20 minimum transfer monthly. Account also requires statement by E-statement or combined with checking from which transfer occurs. $25 penalty if closed within first 6 months.
†† Liquid CDs require $1,000 minimum to open and pay tiered rates of interest. WOW Liquid CD is available for Liquid CD balances greater than $250,000. Same fees, terms and withdrawals as the regular Liquid CD.