SBA Loan Programs

Looking to gain a competitive edge? Here's how.

They may be the backbone of the economy, but smaller businesses often lack the access to investor capital or traditional financing that bigger companies enjoy. So how can you compete? For decades, the Small Business Administration has been leveling the playing field with term loans, credit lines and working capital designed for a wide range of business purposes. And we're experts at helping business owners in Paducah and Louisville, Kentucky. 

• Paducah Bank provides funding under the SBA 7a and 504 loan programs
• Loans range from $500 to $5.5 million
• Funding for start-ups and existing businesses
• Working capital for seasonal expenses, revolving credit and debt refinancing, among other things
• Financing for fixed assets, including real estate, machinery, equipment, furnishings, construction and remodeling
• Specialized loans for importers and exporters
• Interest rates are generally at or below those of traditional loans
• Repayment periods are generally longer than those of traditional loans
• Personal service from Paducah Bank lenders who can help expedite the application process and guide you to the SBA loan that will work best for your business    

Contact one of our Relationship Managers online to learn more about our SBA Loan Program or at one of our Paducah or Louisville, Kentucky branches.